Request a Consultation - Southern Cross

Getting started is simple and structured

A clear, guided process designed to give you confidence from the very first conversation.

Share your scenario – buying, refinancing, investing, or restructuring.

We review your details, run preliminary calculations, and identify your lending capacity.

We present suitable lenders, structures, and pathways aligned with your objectives.

Fast turnaround times, clear next steps, and support through the entire process.

Do you charge any fees for your services?

No. Our service is fee‑free. We are paid a commission by the lender once your loan settles.

Are there any situations where I might pay a fee?

No. We do not charge client fees for mortgage broking, regardless of complexity or loan type.

Does your payment from the lender influence your recommendations?

No. Our recommendations are based solely on suitability, structure, and your long‑term wellbeing – not on commissions.

Do different lenders pay different commissions?

Yes, commissions can vary between lenders – but this does not affect our recommendations. We focus on what is right for you.

Will you tell me how much you’re being paid?

Yes. We provide full disclosure of any commissions, so you know exactly how we are remunerated.

Do I pay anything if my loan doesn’t go ahead?

No. If your loan does not proceed, you will not be charged.